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Plain-English articles on the situations people actually run into.

Nov 10, 2025 · 10 min read

Trust Distributions: Timing, Conditions & Rules

Whether you receive a trust distribution, when, and how much depends on what the trust document says. Here is how mandatory and discretionary distributions work, what the HEMS standard means, and what beneficiaries can and cannot demand.

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Oct 19, 2025 · 9 min read

Limitation of Liability Clauses: What You Should Know

A limitation of liability clause caps what you can recover if a contract goes wrong — sometimes to a fraction of your actual loss. Here is how these clauses work, what courts will and won't enforce, and what to negotiate before you sign.

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Oct 15, 2025 · 10 min read

What Is a Force Majeure Clause & When It Applies

Most COVID-era force majeure claims failed — not because the clause is useless, but because contracts were not drafted to cover what actually happened. Here is how force majeure works, what courts look for, and what the pandemic taught us about getting the clause right.

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Nov 16, 2025 · 11 min read

Updating & Modifying Trusts: Amendments, Restatements & More

Trusts often need updating as life changes — but whether and how you can modify a trust depends on whether it is revocable or irrevocable, your state's law, and the methods available. Here is what each option involves.

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Oct 31, 2025 · 11 min read

Trust Agreement Basics & Distribution Clauses

A trust agreement sets up who holds your assets, who benefits, and how distributions work. The distribution clause is where the real decisions live. Here is how trust agreements are structured and what each provision actually does.

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Nov 14, 2025 · 10 min read

What Happens When a Beneficiary Dies Before Distribution

When a beneficiary dies before receiving their inheritance, the outcome depends on what the document says, what the state anti-lapse statute covers, and how the estate plan handles contingencies. Here is how it works.

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